Will there be a cash payment from maternity capital in 2017?
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Tell me, is it possible to withdraw 25 thousand from maternity capital in 2017? There is information on the Internet that a one-time payment can be issued from July 1. Is this true or not? And in general, will they pay 25,000 rubles again this year?
In many unofficial sources, under the guise of information about a new one-time payment from maternity capital in 2017, old materials from last year about a one-time payment of 25,000 rubles are being distributed (at the same time, without much bother, unscrupulous authors of publications and their editors most often simply change only the year in the description - from 2016 to 2017, which misleads people).
Considering the great urgency of this issue among families with children this year, many readers believe such publications and themselves disseminate untrue information that right now or in the near future (most often the date is July 1, 2017) it will be possible to re-register a one-time payment from maternity capital in the amount of 25,000 rubles.
These precise instructions on application deadlines, having nothing to do with reality, appear in such unreliable publications also by analogy with last year’s one-time payment from maternity capital in the amount of 25 thousand rubles.
Let us recall that in 2016 the law on a one-time payment of 25 thousand rubles was published and came into force exactly a year ago - June 23, and in many localities of the country, applications for its receipt began to be accepted at the branches of the Pension Fund and the MFC within a week (this opportunity became available in electronic form from July 1, 2016). That is why there is now such increased excitement about this issue (although similar publications misleading readers have occurred before).
Let us add on our own that the possibility of a one-time payment from maternity capital in 2017 is still being discussed by the country’s leadership (a week ago the President of Russia joined in on this issue during the annual “Direct Line” Vladimir Putin who promised again think about this question). But until now, no decisions have been made to pay a new lump sum payment from maternity capital (again in the amount of 25 thousand rubles or otherwise). That is so far the answer to this question is negative- there will be no payments in 2017!
This information confirmed press service of the Pension Fund with reference to the Minister of Labor and Social Protection of Russia Maxim Topilina.
The Government differs on the advisability of providing this type of material support now, when, with reference to Rosstat data, various officials make official statements about the country’s exit from the crisis (however, at the same time, the level of income of the population
Monthly payment from maternity capital for the second child born (adopted) in 2019
The essence of the innovation:
Since January 2018, two presidential initiatives have been launched to support the demographic program - for needy families in which, starting in 2018, a first or second child will be born or adopted, the state will pay a monthly payment in the amount of the child’s subsistence level in the region until the age of 1.5 years. family residence.
Payments can be received by families who need additional support. Families whose income for the 12 months before applying was below 1.5 times the subsistence level of an able-bodied citizen in their region of residence received the right to payment.
The payment in connection with the birth of the 2nd child is made from maternal (family) capital. The payment for the first child is also provided with funds from the federal budget and is made by the executive body of the constituent entity of the Russian Federation exercising the powers of social protection of the population.
Who is entitled to the monthly payment?
Families whose average per capita income does not exceed 1.5 times the subsistence level of the working-age population for the 2nd quarter of 2018, established in the constituent entity of the Russian Federation.
Monthly payments in connection with the birth (adoption) of a second child are made by the Pension Fund of the Russian Federation. The size of the monthly payment in each subject of the Russian Federation is individual and is equal to the subsistence level of the child in the region of residence of the family.
Families permanently residing in the Russian Federation have the right to receive a monthly cash payment if:
1. The child and mother are citizens of the Russian Federation;
3. The amount of income per 1 family member for the 12 months before applying, not
exceeds 1.5 times the subsistence level of the working-age population established in the constituent entity of the Russian Federation for the 2nd quarter of 2018.
A citizen has the right to submit an application for a monthly payment in connection with the birth (adoption) of a second child at any time within one and a half years from the date of birth of the child.
How long will the family receive the monthly payment?
A monthly payment is paid to the family until the child reaches 1.5 years of age:
1. From the date of birth of the child, if the application was made no later than six months from the date of birth of the child (the amount of monthly payments for the past months from the birth of the child until the application for payment will be transferred to the citizen in full);
2. From the date of application, if the citizen applied for payment later than 6 months.
The monthly payment is assigned for 1 year; after this period, the family can re-apply and the payment will be assigned again until the child reaches 1.5 years of age.
Where should the family go?
An application for a monthly payment is submitted to the territorial body of the Pension Fund of Russia or through the MFC. It can be submitted simultaneously with the application for a state certificate for maternity capital. The family will receive a certificate for maternity capital within a month, and payment from maternity capital funds (subject to a positive decision on the appointment of a monthly payment, payment will be made monthly until the 26th of the month).
Calculation of average per capita family income when assigning a monthly payment in connection with the birth (adoption) of a second child
The calculation takes into account family income (parents (guardians, adoptive parents) of minor children, spouses of parents of minor children, minor children) received in cash:
1. Salary, bonuses;
2. Pensions, benefits, sick leave, scholarships, alimony;
3.Payment of pension savings to legal successors;
4. Compensations paid by a state body or public association during the performance of state and public duties;
5. Monetary compensation and allowances for civil service employees.
The following are not taken into account: amounts of one-time financial assistance from the federal budget, budgets of constituent entities of the Russian Federation, local budgets and other sources in connection with a natural disaster or other emergency circumstances, as well as in connection with a terrorist act.
When assigning a monthly payment, the income per family member is calculated based on the amount of family income for the 12 previous calendar months.
The family composition taken into account when calculating the average per capita family income does not include the following persons:
Adult children;
Those serving a sentence of imprisonment;
In respect of whom a preventive measure in the form of detention was applied;
Those undergoing compulsory treatment by court decision;
Deprived of parental rights;
Fully state supported.
Example:
Family - Irina (accountant), Nikolai (electrician at a housing company) and their son Dima, 5 years old.
In 2018, Irina earned 330 thousand rubles (salary - 27.5 thousand rubles per month), and Nikolai earned 480 thousand rubles (salary - 40 thousand rubles per month). There was no other income. The annual family income in 2018 is 810,000 rubles. The living wage for a working-age citizen in the Kaliningrad region in the 2nd quarter of 2018 is 11,894 rubles, and for a child - 10,926 rubles.
1.5 subsistence minimum for an able-bodied person - 17,841 rubles.
Family income is divided into 12 months and 4 people: 810,000/12/4=16,875 rubles. for 1 person per month.
That is, in the family of Irina and Nikolai in 2018, the income per family member was less than 1.5 times the minimum wage for a working-age citizen in the Kaliningrad region in the 2nd quarter of 2017. The family is entitled to a monthly cash payment from maternity capital in the amount of 10,926 rubles per month. Upon application, the Pension Fund will issue a certificate for maternity capital and will make a monthly cash payment from MSC funds.
The monthly cash payment assigned in January will be paid for 12 months. Mom, if she wants, will contact the Pension Fund in January 2020 and a monthly cash payment will be assigned for another 6 months until the child reaches 1.5 years old, provided that the family income in 2019 will be less than 1.5 times the minimum minimum for a working-age citizen in the Kaliningrad region in the 2nd quarter of 2019.
Amount of monthly payment in the Kaliningrad region
What documents must be submitted to assign a monthly payment:
Birth (adoption) certificate of the child (children);
An extract from the decision of the guardianship and trusteeship authority to establish guardianship over the child;
Documents confirming the citizenship of the Russian Federation of the applicant and the child;
Documents confirming the death of a woman, declaring her deceased, deprivation of her parental rights;
A document confirming the divorce;
Information about the income of family members;
Certificate from the military commissariat about the conscription of the parent (parent's spouse) for military service;
A document confirming the details of an account with a credit institution opened in the name of the applicant.
It was expected that a law would be adopted, according to which payments from maternity capital in cash would become possible. A similar law was in force until 2017, when it was possible to obtain 25 thousand rubles. The Liberal Democratic Party of Russia came up with a similar initiative. The deputies proposed: Each family has the right to withdraw 50 thousand rubles a year from the maternity capital account for household needs specified in writing. Moreover, if a corresponding application is submitted, the amount could be increased. There was no need to wait until the child was three years old.
Many in the country were confident that the law would be adopted as early as 2019, and families could withdraw cash annually and use it at their discretion. But the State Duma is in no hurry to approve such an initiative. According to the latest news, the project has been returned to its developer. Now there is no chance that it will be adopted in the form proposed by the LDPR.
What is currently known?
In 2019, families will not be able to withdraw cash and use it for household needs. Recent news coming from various media outlets indicates that the law simply was not adopted.
It was not even submitted for consideration in the first reading. But to pass a bill, seven important points are required:
- Consent of the majority of State Duma deputies who are present at the meeting at the time the decision is made.
- Approval of the project (and in each reading, and there are several of them).
- Adoption of the law. Then it will be necessary to introduce the adopted amendments to the current legislation.
- Signature of the President of Russia under this document.
- Publication of the decision in various sources, including regulations. The adopted law must be publicized through the media.
- Adoption of various by-laws, if required.
- Adapt the adopted law to the new budget expenditure item for the coming year.
That is, you don’t need to be a lawyer or know well the specifics of the adoption of laws to understand how far the project was from consideration. Therefore, payments from maternity capital (50 thousand rubles in cash) for family needs are impossible.
Russian President's proposal
Vladimir Putin closely watched the developments. Therefore, the president proposed replacing the annual payment of 50,000 rubles under the certificate with a payment once a month to families who have a second child. The amount depends on the cost of living at the time of payment.
According to the president’s initiative, once a month a family that has a second child will receive an amount not exceeding one and a half times the subsistence level.
At the moment, this option is considered the only one when it comes to receiving money from the certificate that Russian families receive for the birth of a baby.
The president's initiative was received positively, including for the reason that the family can spend the amount received for a variety of purposes. At your own discretion. It is planned that parents will receive payments for the birth (or adoption) of a second child until he turns one and a half years old. For this to happen, it is necessary to fill out the appropriate application before the baby reaches the age of six months. If for some reason mom and dad missed the moment, and the application was submitted later than the established deadlines, then payments will begin only from the month the request was submitted.
This initiative has a much better chance of being accepted. As for the project of 50 thousand rubles from maternity capital, it no longer has a chance of advancement. The deputies who initiated such a project assumed that 50 thousand rubles would be enough to solve various everyday problems. For example, funds could be spent at any time on:
- Treatment of daughters and sons, including payment for trips to various sanatoriums.
- Renovation work in one or more rooms. For 50 thousand rubles you can purchase building materials for major repairs.
- Purchasing a vehicle. This will provide ease of movement and save money if children have to be transported to different schools and kindergartens. In addition, deputies proposed legalizing cash payments so that the family could quickly get to a medical facility in their own car.
- Quick debt liquidation in an MFO or bank. Plus, it was possible to pay off the debt for housing and communal services.
The deputies who initiated this law believe that monthly payments are not a good alternative to receiving cash from maternity capital. If they receive a small amount once a month, they will be able to solve some minor problems. There will be enough money, for example, to buy groceries. But to eliminate debt and get rid of the burden of a loan, a large amount is needed.
The size of the maternity capital next year
In 2019, the amount will remain the same – just over 450 thousand rubles. Indexation, which was previously carried out regularly, will be resumed only from 2020. The amount is expected to increase to 470 thousand rubles in two years, and to 490 thousand rubles in three years. Experts noted that recently the amount has increased slightly. The last time significant growth was recorded was almost ten years ago. In 2009, the amount was increased by 14 percent. And if we take the entire period of existence of such capital, then the amount increased by 200 thousand rubles. In 2007 it was 250 thousand.
How can families spend maternity capital?
As before, in 2019, funds from maternity capital can be spent in targeted areas. The list has not changed when compared, for example, with 2018. The list contains five items:
- Improving living conditions. This includes:
- Purchasing an apartment/house under a sales contract.
- Construction of a private house. Or renovation of old housing. With or without a contractor, it doesn’t matter.
- Compensation for building a house or updating (reconstruction).
- Payment of the down payment on a loan for the purchase or construction of your own home. It is not necessary that we are talking about mortgage lending. Funds from maternity capital can be spent, for example, on obtaining a loan specifically to pay the down payment.
- Elimination of debt on a loan product associated with the purchase or construction of new housing.
- Payment of the cost of the participation agreement for shared construction, as well as the entrance fee if we are talking about cooperative construction.
- Payment for education of sons and daughters. This includes:
- Training in paid educational institutions. An important point: the institution must operate in our country and have the appropriate license to provide this type of service.
- Payment for a place in a dormitory for the period while a citizen receives education at one of the universities or secondary educational institutions of the Russian Federation.
- Payment for studies in various preschool institutions.
- Formation of mother's pension savings.
- Social adaptation of a child who is disabled.
- Receiving benefits for the birth of a second child, or his official adoption.
When will it be possible to receive funds from maternity capital?
As in previous years, it will be possible to use funds under the certificate three years after the birth of the second child or his official adoption. However, the country's legislation provides for a number of exceptions. According to them, a family can apply for money immediately after the rights to maternity capital are registered. The exceptions are as follows:
- Payment of the starting fee for a mortgage product, or for a loan issued for the purchase of a home (or its construction). In addition, payment of the principal debt on loans associated with the purchase or construction of housing also falls under the exception.
- Payment for child care services in kindergartens, nurseries, and various preschool educational institutions.
- Payment of benefits once a month in connection with the birth or adoption of a second child. The amount is equal to the cost of living (a specific subject of the Russian Federation has its own). There is an important point: the family’s monthly income (average per capita) does not exceed this very minimum subsistence level.
- Payment for various means and services related to the adaptation of a disabled child. More detailed information on how to receive money is described in the law.
Changes
There are two positive changes. Firstly , now the decision on issuing maternity capital to the family will be made within half a month. That is, the waiting period will be reduced by half. Secondly , the family has the right to spend money on building housing on a plot that fits the definition of “garden land”. Previously, we were talking exclusively about a summer cottage. At the same time, there is a nuance: the object on which the family spends maternity capital money should not belong to the category of garden houses or outbuildings.
Let's summarize: cash under a maternity capital certificate (similar to the law in force before 2017) in the amount of 50 thousand rubles cannot be obtained. The law, which was initiated by LDPR deputies, was not considered. The President proposed an alternative: payment once a month of an amount that does not exceed one and a half living wages (set separately for a specific region). As for the purposes for which maternity capital can be spent, they have not changed when compared with 2018. The list contains the same five items.
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The only way provided by law to withdraw money from maternity capital in 2018 is to register, which are paid from January 1, 2018 from the funds provided by the maternity capital certificate (now its size is 453,026 rubles). equal to the children's subsistence minimum, which is established at the regional level.
To find out whether a family is eligible for payment, it is necessary to calculate its average per capita income. To do this, the amount of income for the last year is divided by the number of all family members (including children). If the resulting number is less than 1.5 times the subsistence minimum for the working population, you can apply for monthly payments.
The following types of income are taken into account:
- salary and other types of remuneration for performing job duties, compensation and incentive payments are also taken into account;
- pensions, benefits, scholarships;
- insurance payments to legal successors in the event of death of the insured persons;
- income from business activities;
- compensation for performing state or public duties;
- monetary allowance (maintenance) for military personnel and employees of bodies that provide for public service related to law enforcement activities.
It is important to remember that, in accordance with the legislation of the Russian Federation, family income, when determining need for establishing social support measures, is taken into account before deduction of taxes (since taxes and other mandatory payments are taken into account when determining the subsistence level of the working-age population).
How to receive monthly payments from maternity capital (registration procedure)
To apply for monthly payments for a second child, you must submit an application to the Pension Fund of Russia (PFR) when visiting a territorial office in person or through a branch of the Multifunctional Center (MFC).
Benefit is paid until the child turns 1.5 years old, you can apply for it at any time after birth or adoption. However, it must be taken into account that:
- if the application is submitted until the child is six months old, money will be paid for all months from the date of birth;
- if the request is registered later than 6 months after the birth of the child, then deductions will be made only from the date of application.
The application must be accompanied by the following: documentation:
- Identity cards of the recipient of the MSK certificate and his family members.
- Confirmation of the place of residence (stay) of the applicant’s family.
- SNILS of all family members of the certificate holder.
- If you apply to the Pension Fund through a representative, the representative’s identity cards and confirmation of authority.
- If the child's guardians or trustees apply, permission from the guardianship and trusteeship authorities (TCA) to spend maternity capital funds.
- Information about family composition.
- Confirmation of the establishment of guardianship over children under 18 years of age (relevant certificate, foster family agreement, act of OOiP on the appointment of a guardian or trustee).
- Certificate of bank details. The account must be opened in the name of the applicant or a representative of the minor child.
- Certificates, court decisions or other documents confirming the basis for not taking into account the information of a family member when calculating average per capita income.
- If the applicant applies as a single parent, confirmation of the absence of the second parent.
- Court decisions to cancel the declaration of a citizen as deceased, missing, or deprivation of parental rights.
- Documents on the income of all family members of the applicant.
The pension fund is allocated 30 days for consideration of the application and more 10 working days to transfer funds to the bank account of the certificate owner after making a positive decision on the purpose of payment.
Monthly payments from maternity capital are established for a period of 1 year. To extend the period for receiving this social support until the child reaches 1.5 years of age, you must re-apply to the Pension Fund or MFC and confirm the family’s need.
Latest news and changes
As mentioned above, the opportunity to issue monthly payments from maternity capital became available to certificate recipients only in 2018. However, this is not the only innovation; now certificate funds can be used to pay for children without waiting for three years from the birth or adoption of a second or subsequent child.
- Since 2018, you can use maternity capital funds for preschool education of children at any time after receiving a maternity capital certificate.
- You can only pay for services of organizations registered as legal entities using MSK funds.
- It is mandatory to draw up a contract for the provision of services between the applicant and the organization, which includes obligations to provide care and supervision for children, as well as calculation of the amount of the fee.
Also, Russian families whose second or third child will appear between 2018 and 2022 will be able to get a mortgage to purchase housing on the primary market at a preferential rate - 6% per annum. Loans issued before 2018 can also be refinanced under these conditions. Subsidizing for a second child lasts 3 years, and if a third child appears in the family, then for 5 years.
Although the new lending conditions are only indirectly related to the family capital program, such a government decision will help families with children improve their living conditions.